Archive for the ‘money’ Category

Payday loan apps and websites; the pros and cons

POSTED BY admin ON THE February 14th, 2019

Personal loans have become a fast-growing financing option for consumers, with payday apps and websites gaining popularity. For aid between paychecks, payday loans can be very helpful for the pay cycle lull. Taking out a loan is not something to enter into lightly though, there are many variables that should go into your decision-making process. […]

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Improving cash flow for your business

POSTED BY admin ON THE December 14th, 2018

Cash flow can be an issue for small businesses, especially if you have peak and low periods. Follow these tips to improve your cash flow and avoid running into a tight financial spot. Flexible rosteringYour staffing may need to change in peak and low periods. By employing casuals and using a flexible roster, you can […]

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Credit card do’s and don’ts

POSTED BY admin ON THE November 29th, 2018

Credit cards are useful financial tools that can help you manage cash flow but can run you into debt if you are not careful. Before you swipe your first credit card consider the following do’s and don’ts, so you gain all the advantages without the headache of a tarnished credit rating. Do’sThere are several actions […]

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Ways going green can save your business money

POSTED BY admin ON THE November 20th, 2018

Going green at your office will reduce your environmental footprint and save you money in the process. Follow these tips for eco-friendly policies that will benefit your business’ bottom line. Reduce utility billsUtility bills for electricity and water are significant costs to your business. Use LED light bulbs with higher energy efficiency ratings and install […]

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Tips to save money on office space

POSTED BY admin ON THE October 30th, 2018

The expenses of running your office and paying for rent add up to a significant cost to your business. There are several key ways you should consider to reduce costs, without sacrificing conditions in your environment contributing to your employee’s productivity. Consider the following tips to help you better your bottom line on your office […]

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Saving money on your fuel bill

POSTED BY admin ON THE October 19th, 2018

For those who use a vehicle to commute, fuel is an expense that adds up. To save on the costs consider the following tips: Change the way you driveSuddenly braking, taking multiple small trips and accelerating quickly are sure-fire ways to rapidly empty your tank. Consider the following strategies to help you save on your […]

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Haggle like a pro

POSTED BY admin ON THE October 5th, 2018

When it comes to saving money on anything from home loan interest rates to new appliances for your house, haggling is critical. Master some of the haggling skills below to reap some saving rewards. Timing If your timing is not right many of your haggling skills will be wasted. Make sure you are bargaining when […]

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Using your credit card wisely

POSTED BY admin ON THE September 14th, 2018

A credit card can be a useful way to pay for the things you want in life. But if you do not keep track of your credit balance, you may find your credit card more of a costly burden to your wallet. Consider these strategies to help you use your credit card smarter. Make payments […]

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Managing your working capital

POSTED BY admin ON THE September 6th, 2018

Working capital is the money needed for day-to-day business operations and is often a measure of a business’s liquidity, efficiency and financial health. To ensure your business has adequate working capital, the working capital cycle should be applied. The working capital cycle is the length of time from the purchase of inventory to the receipt […]

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Making the most of your tax refund

POSTED BY admin ON THE August 7th, 2018

It may be tempting to spend big when you receive your tax refund, but before you do, why not consider making the most out of your return. Here are some smart ways to use your tax refund: Send it to your KiwiSaver You can make voluntary contributions directly to your KiwiSaver provider or through Inland […]

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